Hasibha
🕌 Zakat Calculator
Calculate the zakat on your money accurately according to Sharia rulings
Zakat Calculator: A smart tool to calculate the zakat on your money accurately and easily
Zakat is the third pillar of Islam, and performing it accurately and sincerely achieves social solidarity and purifies money. In the Kingdom of Saudi Arabia, individuals and investors are keen to calculate their financial zakat with utmost precision in accordance with the provisions of Islamic Sharia. Given the multiplicity and diversity of financial assets, including bank accounts, gold, stocks, and trade offers, some may face difficulty in determining the correct zakat base. Hence the importance of the “Zakat Calculator” as a reliable digital tool that simplifies this complex process, and ensures that you pay the amount of Zakat due with complete legal accuracy and in just a few steps, giving you reassurance and peace of mind in performing this great duty.
Explanation of the Zakat calculator and how it works
The Zakat Calculator is designed to be a comprehensive tool and conform to the jurisprudential rulings approved in the Kingdom of Saudi Arabia. The calculator calculates Zakat based on the prescribed legal percentage, which is (2.5%) for the Hijri year or (2.577%) for the Gregorian year. The calculator relies on your financial inputs to determine whether your money has reached the “shariah quorum” (equivalent to the value of 85 grams of pure gold) and one year has passed (one full Hijri year). The calculator includes all direct zakat assets, such as cash in current and investment accounts, savings, the value of gold and silver (whether bullion or jewelry for savings), and stocks designated for speculation, in addition to the market value of goods and commodities prepared for trade. The calculator also provides the option of deducting the debts and short-term financial obligations owed to you immediately, in order to finally arrive at the actual net Zakat base and determine the amount that must be paid with extreme accuracy.
How to use the zakat calculator
The calculator is easy to use with a simple interface, and you can calculate your zakat by following the following steps:
- Select the type of calendar used to calculate the year (Hijri or Gregorian).
- Enter the total amounts of cash and liquidity available in your bank accounts.
- Enter the value or weight of gold and silver owned for the purpose of saving (in Saudi Riyals).
- Add market cap of stocks, portfolios and trade offers.
- Enter the value of your debts and obligations that are due to be paid immediately.
- Click on the “Calculate” button to display the total Zakat base and the amount of Zakat that must be paid immediately.
Important facts and tips for paying zakat
Legal advice: The zakat quorum is calculated based on the current gold prices in the Saudi market at the time of zakat payment. If your total wealth is less than the value of 85 grams of gold, you do not have to pay zakat.
When paying your zakat in the Kingdom, it is preferable to document payments through approved official payment platforms such as the “Ehsan” platform or the “Zakat” platform affiliated with the Zakat, Tax and Customs Authority (ZATCA), as these platforms ensure that your zakat reaches its actual recipients in accordance with Sharia and legal controls.
Frequently asked questions
The Zakat Calculator is an electronic tool that helps you calculate the amount of Zakat you are required to accurately, by entering the total of your money and savings. The calculator automatically calculates the legal amount of Zakat, which is 2.5%, after reaching the quorum and one year around.
The calculator compares the total money entered with the value of the legal quorum, which is equivalent to the value of 85 grams of pure gold (24 karat) at the current price. If the money reaches or exceeds this limit, zakat is due on it.
Yes, the Zakat Calculator provides multiple options for calculating Zakat on money, gold, silver, stocks and cash, in addition to trade offers, based on the Sharia controls for each asset.
Yes, you can deduct the debts that you must pay immediately from your total funds before entering the net amount in the calculator, and the debts you hope to collect from others are also added.
Zakat Calculator in Saudi Arabia 2026: Your comprehensive guide to calculating your zakat accurately
As the date for paying zakat approaches, many citizens and residents in the Kingdom of Saudi Arabia are looking for an accurate and quick way to calculate their zakat without errors. With the digital development witnessed by the Kingdom within Vision 2030, it has become... Zakat calculator Electronic tools are an indispensable tool for every Muslim who is keen to perform his religious duties correctly. This calculator saves time and effort, and ensures the accuracy of the calculation in accordance with the Sharia controls approved by the Zakat, Tax and Customs Authority, making it an ideal choice for employees, business owners and investors in the Saudi market in the year 2026.
How does the zakat calculator work step by step?
The Zakat calculator depends on a set of basic inputs provided by the user, and then processes them according to the fixed legal percentage, which is 2.5% Of the total money that reached the quorum and one year has passed. Here are the detailed steps:
- Determine the type of zakat: You choose between zakat on money, zakat on gold, zakat on stocks, or zakat on trade.
- Entering the value of zakat assets: Includes cash in banks, gold and silver, stocks and mutual funds, and trade offers.
- Discounting liabilities: Current debts and short-term financial obligations such as outstanding Social Security premiums are deducted.
- Verifying that the quorum has been reached: The nisab is equivalent to 85 grams of gold, and its price is updated daily according to the Saudi market.
- Calculating zakat: The calculator multiplies the net money by 2.5% to show the final result.
It also provides a platform Zakat, Tax and Customs Authority An official, approved calculator that taxpayers from companies and institutions can use to submit zakat returns electronically through the “ZATKA” portal.
A practical example with numbers from the Saudi market
Suppose a Saudi employee in Riyadh owns:
- Bank balance: 120,000 riyals
- Shares in the Saudi Stock Exchange (Tadawul): 80,000 riyals
- Saved gold: 60,000 riyals
-Total Assets: 260,000 riyals
- Current debts: 30,000 riyals
- Net money subject to zakat: 230,000 riyals
- Zakat due: 230,000 x 2.5% = 5,750 riyals
Three important tips for the Saudi user
- Update the quorum price daily: Since the price of gold is variable, make sure to use a calculator that uses the real-time price of the Saudi gold market to ensure accuracy.
- Separate zakat funds from other funds: Do not confuse your personal funds with assets designated for daily use. The basic principle is that zakat is only due on growing wealth.
- Keep an annual record: Document your assets and debts at the end of each Hijri year, to facilitate calculations and avoid forgetfulness or error.
Frequently asked questions about Zakat Calculator
Is the electronic zakat calculator legally approved?
Yes, the calculators issued by the Zakat, Tax and Customs Authority are accredited and rely on precise Sharia controls.
Is zakat obligatory on the monthly salary?
Zakat is not obligatory on the salary immediately upon receipt. Rather, it is obligatory on what remains of it after a full year has passed and the quorum has been reached.
What is the ruling on zakat on stocks in the Saudi market?
If the shares are for trading, they are subject to zakat on their market value. As for long-term investment shares, zakat is paid at a rate of 2.5% of their value or profits according to the investor’s diligence.